Features

Built for lending operations, not generic CRM

Every module maps to a real step in your loan book — with the controls regulators and boards expect.

Borrower & KYC management

Onboard individuals and businesses, track KYC status, and keep every document tied to the borrower file.

Maker/checker origination

Loan officers submit applications; credit managers approve. Four-eyes principle on every critical decision.

Disbursement & schedules

Flat rate, reducing balance, or amortised — generate repayment schedules automatically at disbursement.

Collections & PTP

Delinquency queue, follow-up logs, promise-to-pay tracking, and DPD buckets your team can act on daily.

Portfolio intelligence

Live dashboard with PAR 30/90, overdue preview, and exportable reports for boards and regulators.

Audit trail & RBAC

Role-based access for officers, managers, collections, and admins — every action logged.

Honest about scope

NduCore records disbursements and repayments your team processes in the real world. Payment gateway auto-debit, credit bureau pulls, and borrower self-service portals are on the roadmap — we'd rather ship what works than promise what isn't ready.

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